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A good life insurance policy may provide more than it costs, but the nuances are complicated. Health risks are perhaps the biggest factor determining life insurance rates. Like all forms of insurance, life insurance is designed to manage risk. To do this, insurers calculate risks based on what's insured.

For...

Life insurance is an important financial planning tool for anyone, but for the self-employed it's an especially critical layer of financial security. Whether you’re an independent contractor who operates as a solopreneur or a small business owner with a few employees on board, it’s important to shop around for the...

Most people rely on a steady paycheck to pay the bills and financially support their dependents. However, if you're unemployed, you could lose out on key benefits, such as employer-sponsored retirement plans and group health insurance. Fortunately, being unemployed shouldn't impact your ability to get a life insurance policy.

Will...

If you're a first-time insurance buyer wondering how to buy life insurance, you may find yourself confused by the amount of options or intimidated by the details of policies. We don't blame you—the stakes are high: if you purchase the right policy, you'll get peace of mind knowing your family...

Life insurance comes in many different forms. Some policies can be used to supplement income during retirement. Others provide protection for a specific length of time, such as your mortgage repayment period. And then, there’s a policy that is designed to cover end-of-life expenses.

Life insurance comes in many different...

One of the main benefits of a life insurance policy is that it improves financial security for both you and your family in the face of the unexpected. One of the most popular types of life insurance policies is term life insurance.

A term life policy is often the answer...

The best time to buy life insurance is before you need it. But it's an easy task to defer when you're healthy, young, and busy with life.

Whether you don't have any coverage at all or have an existing policy that's about to expire, Hackler Insurance Group can help...

Insurance is an important part of being a homeowner. Not only does it protect you from damages caused by things like fire and vandalism, but it can also protect your personal property or additional structures like garages, and provide liability coverage.

But when is it time to review your coverages?...